:root{font-family:-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;color:#18181b;background:#fafafa;font-synthesis:none;text-rendering:optimizeLegibility;-webkit-font-smoothing:antialiased;--text: #18181b;--primary: #183b72;--primary-hover: #102c58;--result: #1c1e23;--muted: #5b5d65;--line: #dedee3}*{box-sizing:border-box}body{margin:0}img{display:block;max-width:100%;height:auto}a{color:inherit;text-underline-offset:4px}button,input,select{font:inherit}button,select,summary{cursor:pointer}button{color:inherit}button,input,select{border-radius:5px}h1,h2,h3,p{margin:0}h1,h2,h3{line-height:1.3}h1{font-size:clamp(1.65rem,3.4vw,2.25rem);font-weight:650;letter-spacing:-.035em}h2{font-size:1.125rem;font-weight:650}h3{font-size:1rem;font-weight:600}p{line-height:1.65}fieldset{min-width:0;margin:0;padding:0;border:0}legend{padding:0}.container{width:min(1120px,calc(100% - 32px));margin-inline:auto}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible,[tabindex]:focus-visible{outline:3px solid var(--primary);outline-offset:4px}.button{display:inline-flex;justify-content:center;align-items:center;min-height:48px;padding:12px 18px;border:1px solid transparent;border-radius:5px;font-weight:600;text-align:center;text-decoration:none;line-height:1.4;transition:background-color .15s}.button-primary{background:var(--primary);color:#fff}.button-primary:hover{background:var(--primary-hover)}.button-whatsapp{background:#fff;color:var(--text)}.button-whatsapp:hover{background:#f0f1f4}.button:active{filter:brightness(.94)}.button:disabled{cursor:wait}.skip-link{position:absolute;z-index:2;top:8px;left:16px;min-height:44px;padding:12px;background:#fff;transform:translateY(-180%)}.skip-link:focus{transform:translateY(0)}.site-header{background:#fff;border-bottom:1px solid var(--line)}.header-inner{display:grid;padding-block:12px 0}.site-brand{display:flex;align-items:center;justify-content:space-between;gap:16px}.wordmark{display:inline-flex;align-items:center;gap:5px;min-height:44px;font-size:1.125rem;font-weight:650;text-decoration:none;letter-spacing:-.035em}.wordmark span{font-weight:400}.header-inner nav{display:flex;flex-wrap:wrap;gap:0 20px}.header-inner nav a{display:inline-flex;align-items:center;min-height:44px;font-size:.875rem;text-decoration:none}.header-inner nav a:hover{text-decoration:underline}.page-intro{padding-block:28px 24px;scroll-margin-top:16px}.page-intro>p{margin-top:10px;color:var(--muted);max-width:65ch}.calculator-tabs{display:flex;gap:24px;margin-bottom:20px;border-bottom:1px solid var(--line)}.calculator-tabs a{display:inline-flex;align-items:center;min-height:48px;padding-block:12px;font-size:.875rem;text-decoration:none;border-bottom:3px solid transparent}.calculator-tabs a[aria-current=page]{color:var(--primary);border-color:var(--primary);font-weight:600}.calculator{display:grid;background:#fff;border:1px solid var(--line);border-radius:8px}.quote-form{min-width:0;padding:24px 20px}.product-fieldset>legend,.field>label,.field>legend,.field-label{display:block;margin-bottom:10px;font-size:1rem;font-weight:600}.product-options{display:grid;gap:10px}.product-option{display:flex;align-items:flex-start;gap:10px;padding:14px 12px;border:1px solid #82838b;border-radius:5px;cursor:pointer}.product-option.selected{background:#f0f4fa;border-color:var(--primary);box-shadow:inset 0 0 0 1px var(--primary)}.product-option input{flex-shrink:0;margin:2px 0 0}input[type=radio]{width:18px;height:18px;accent-color:var(--primary)}.product-option strong{display:block;font-size:1rem;font-weight:600}.product-option small{display:block;margin-top:5px;font-size:.875rem;line-height:1.5;color:var(--muted)}.product-help{margin-top:10px;font-size:.875rem;color:var(--muted)}.form-row{display:grid;gap:20px;margin-top:24px}.field{min-width:0}.field>input,.field>select{display:block;width:100%;min-width:0;max-width:100%;min-height:48px;padding:12px;border:1px solid #82838b;background:#fff;color:var(--text);font-size:1rem}.field small{display:block;margin-top:8px;font-size:.875rem;line-height:1.5;color:var(--muted)}.segmented{display:flex;border:1px solid #82838b;border-radius:5px}.segmented label{display:flex;flex:1;justify-content:center;align-items:center;gap:7px;min-height:48px;padding:10px 6px;cursor:pointer;font-size:.875rem}.segmented input{flex-shrink:0;margin:0}.segmented .active{background:#f0f1f4}.segmented label:first-child{border-radius:4px 0 0 4px}.segmented label:last-child{border-radius:0 4px 4px 0}.amount-field{margin-top:24px}.money-input{display:flex;align-items:center;gap:12px;padding-inline:12px;border:1px solid #82838b;border-radius:5px}.money-input>span{color:var(--muted)}.money-input input{width:100%;min-width:0;min-height:52px;padding-block:10px;border:0;border-radius:0;background:transparent;color:var(--text);font-size:1.125rem;font-weight:600;font-variant-numeric:tabular-nums}.amount-options{display:grid;grid-template-columns:1fr 1fr;gap:8px}.amount-options label{display:flex;align-items:center;gap:8px;min-height:48px;padding:10px;border:1px solid #82838b;border-radius:5px;font-size:.875rem;cursor:pointer}.amount-options .selected{background:#f0f4fa;border-color:var(--primary);box-shadow:inset 0 0 0 1px var(--primary)}.amount-options input{flex-shrink:0;margin:0}.custom-amount{margin-top:16px}.custom-amount>label{display:block;margin-bottom:8px;font-size:.875rem}.frequency-field,.term-field{margin-top:24px}.term-note{margin-top:20px;font-size:.875rem;color:var(--muted)}.bulk-help{margin-top:20px;font-size:.875rem;line-height:1.6;color:var(--muted)}.scenario-row{margin-top:24px;padding:16px;border:1px solid var(--line);border-radius:5px}.scenario-row>legend{padding-inline:6px;font-weight:600}.scenario-row .amount-field{margin-top:0}.remove-scenario{display:inline-flex;align-items:center;min-height:44px;margin-top:12px;padding:8px 0;background:none;border:0;text-decoration:underline;text-underline-offset:4px;font-size:.875rem}.add-scenario{width:100%;margin-top:20px;gap:8px;color:var(--primary);background:#fff;border-color:var(--primary)}.add-scenario:hover{background:#f0f4fa}.add-scenario>span{font-size:1.25rem}.bulk-quote+.bulk-quote{margin-top:28px;padding-top:24px;border-top:1px solid #55565e}.bulk-quote>h3{margin-bottom:16px}.calculator-bulk .whatsapp-result{margin-top:24px}.annual-comparison{display:block;max-width:30ch;margin-top:8px;color:#d0d1d6;font-size:.875rem;font-weight:400;line-height:1.5}.calculate-button{width:100%;margin-top:24px}.form-footnote{margin-top:12px;font-size:.875rem;color:var(--muted)}.quote-result{min-width:0;align-self:start;margin:0 16px 16px;padding:24px 20px;border-radius:6px;background:var(--result);color:#fff;scroll-margin-top:16px}.quote-result:focus{outline:3px solid var(--primary);outline-offset:4px}.quote-result :focus-visible{outline-color:#a9c7ff}.quote-result>h2{margin-bottom:24px}.result-empty{padding-block:8px 20px}.result-empty h3{font-size:1.125rem;margin-bottom:12px}.result-empty p{color:#d0d1d6}.result-product{font-size:.875rem;color:#e4e4e7;margin-bottom:12px}.premium{font-variant-numeric:tabular-nums}.premium>span{display:block;font-size:clamp(1.5rem,3.2vw,2.25rem);font-weight:650;line-height:1.2;letter-spacing:-.035em;overflow-wrap:anywhere}.premium>small{display:block;margin-top:6px;font-size:1rem;color:#d0d1d6}.result-context{margin-top:16px;font-size:.875rem;color:#d0d1d6}.quote-details{margin:20px 0;padding-top:4px;border-top:1px solid #55565e}.quote-details>div{display:grid;gap:4px;padding-top:14px;font-size:.875rem;line-height:1.5}.quote-details dt{color:#d0d1d6}.quote-details dd{margin:0;font-weight:500;overflow-wrap:anywhere}.rop-result{margin-bottom:20px;padding:16px;border-radius:5px;background:#2c2e35}.rop-result span,.rop-result small{display:block;color:#dedee3;font-size:.875rem;line-height:1.5}.rop-result strong{display:block;margin-block:8px;font-size:1.375rem;font-weight:600;color:#fff;overflow-wrap:anywhere}.rop-amount{display:flex;flex-wrap:wrap;align-items:center;gap:0 12px;margin-bottom:8px}.whatsapp-result{width:100%}.result-small{margin-top:12px;font-size:.875rem;line-height:1.5;color:#d0d1d6}.result-notice{margin-bottom:20px;font-size:.875rem;color:#e4e4e7}.result-disclaimer{margin-top:24px;padding-top:20px;border-top:1px solid #55565e;font-size:.875rem;line-height:1.6;color:#c5c6cd}.quote-breakdown{margin-top:20px}.quote-breakdown summary{min-height:44px;font-size:.875rem;padding-block:12px}.quote-breakdown .quote-details{border:0;padding:0;margin:0}.calculation-notes{margin-top:16px;border-bottom:1px solid #dedee3}.calculation-notes>summary{min-height:52px;padding-block:14px;font-size:.875rem;font-weight:500}.notes-content{max-width:75ch;padding-bottom:24px}.notes-content section+section,.notes-content>p{margin-top:20px}.notes-content p{margin-top:8px;font-size:.875rem;color:var(--muted)}.agent-profile{display:grid;grid-template-columns:72px minmax(0,1fr);gap:20px;align-items:start;margin-block:36px;scroll-margin-top:24px}.agent-photo{width:72px;height:100px;object-fit:cover;object-position:center 54%;border-radius:5px}.agent-profile p{margin-top:12px;color:var(--muted)}.agent-contact{color:var(--primary);display:inline-flex;align-items:center;min-height:44px;margin-top:8px;font-size:.875rem;font-weight:600}.faq-section{padding-bottom:40px}.faq-section>h2{margin-bottom:16px}.faq-list{border-top:1px solid #dedee3}.faq-list details{border-bottom:1px solid #dedee3}.faq-list summary{min-height:52px;padding-block:14px;font-size:1rem;line-height:1.5}.faq-list p{padding:0 0 20px 18px;max-width:75ch;color:var(--muted);white-space:pre-line}.site-footer{border-top:1px solid var(--line);background:#f0f0f2}.footer-inner{display:flex;align-items:start;flex-wrap:wrap;justify-content:space-between;gap:12px 24px;padding-block:20px;font-size:.875rem;color:var(--muted)}.footer-inner>span{padding-top:12px}.footer-inner>p{width:100%;order:1}.footer-inner a{display:inline-flex;align-items:center;min-height:44px}.privacy-page{padding-block:24px 48px}.back-link{display:inline-flex;align-items:center;min-height:44px;margin-bottom:20px}.prose{max-width:72ch;margin-top:24px}.prose p{color:var(--muted)}.prose h2{margin:28px 0 12px}.prose a{display:inline-block;padding-block:10px}.not-found{padding-block:64px}.not-found .button{margin-top:24px}@media(min-width:600px){.container{width:min(1120px,calc(100% - 64px))}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:80px;padding-block:10px}.site-brand{gap:20px}.wordmark{display:grid;gap:0;line-height:1.2}.wordmark span{font-size:.875rem}.form-row,.product-options{grid-template-columns:1fr 1fr}.quote-form{padding:28px}.quote-result{padding:28px;margin:0 20px 20px}.quote-details>div{display:flex;justify-content:space-between;align-items:start;gap:16px}.quote-details dd{text-align:right}.agent-profile{grid-template-columns:104px minmax(0,1fr);gap:24px;max-width:85ch}.agent-photo{width:104px;height:136px}}@media(min-width:940px){.wordmark{display:inline-flex;gap:5px}.wordmark span{font-size:1.125rem}.site-brand{gap:32px}.page-intro{padding-top:32px}.calculator{grid-template-columns:1.3fr 1fr}.quote-form{padding:28px}.quote-result{margin:20px 20px 20px 0;padding:24px}.footer-inner>p{width:auto;max-width:60ch;order:0;padding-top:8px}}@media(prefers-reduced-motion:reduce){*,*:before,*:after{transition:none!important;scroll-behavior:auto!important}}